We specialize in asset protection and solutions that these issues may present.
Clients I work with are very loving, caring, and giving people, all of their lives. They have worked hard and sacrificed to get where they are. We feel such people should not have to worry about things like inflation, medical expenses, living arrangements, and lets not forget government wants.
The main question everyone has asked, "will this insurance or this investment be beneficial for me?" If the answer is a yes; we must then ask, "Can I afford it or what risk will there be?"
As a member of the "Society of certified Senior Advisors" (an International Organization), I find answers to these two questions before anything else. By working together we can find answers to these and other questions.
Now a little bit about me. I’ve been in the insurance business since 1972. I started out as an agent and worked my way up to manager for a Major Insurance Company. In 1988 I left to become an independent Agent. One of my great fortunes in life was running into Stone Hill National. This company specializes in Long Term Care and other Senior Coverages. They represent all of the major companies that offer sound and lasting solutions. This is needed so we can look for the best individual coverages to fit your needs.
The areas we look at for coverages, (and in many cases compare premiums) are:
Long Term Care
Estates Planning, Trusting, Gifting
Medicare Supplements, Advantage Plans, and Part D
Life Insurance - Final Expense - Funeral Planning
Roll overs of IRA - 401 K - Safe Investments
I, my wife, and eleven year old daughter live out our dreams every day. We want others to live out their dreams and be able to pass on their memories as they see fit. I help many people get that opportunity because we have taken the time to work together and plan.
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